We cover Civil Matters that arise from relevant facts in a court of law, constituted body or other independent forums.

We cover Criminal Matters in which the policyholder is charged with a criminal offence that arises from relevant facts, without the policyholder having the option of paying an admission of guilt fine, which is covered in terms of this agreement and occurs in the Republic of South Africa.

We cover Labour Related Matters that arise from relevant facts in a court of law, constituted body or other independent forums.

We cover Bail, up to a value of R5,000 per matter, with legal representation up to the value of the maximum offered by the policy.

The policyholder also has access to 24 hour legal advice available after the 1st day.

The policy holder has access to Garnishee Order Protection services whereby we dispute and reverse illegal garnishee orders.

We claim on your behalf from the Road Accident Fund (RAF) and we get 100% payout – no catches!

We see to it that you are compensated in terms of Workman’s Compensation (COID) for any work-related injuries.

Should you be retrenched, your monthly premiums will be waived for up to 12 months if your premiums are up to date at the time of claim.

Our 4me Lifestyle Mall from Randgo has over 500 merchants and partners offering amazing benefits and products at steep discounts to you, the member, and is a value added benefit all policy holders have access to. Click Here, or on the image or title above, to visit the site (opens in a new tab).